Government Grants

& Schemes for First Home Buyers

Find out what support you qualify for in each Australian state and territory.

All information provided is valid and applicable until 1st October 2025.

General Eligibility Criteria for First Home Buyer Grants

& Schemes in Australia

Major Grants & Schemes in NSW

1. First Home Guarantee Scheme

The First Home Guarantee helps eligible first-home buyers purchase a property with as little as a 5% deposit, without needing to pay Lenders Mortgage Insurance — making the journey to home ownership faster and more affordable.

2. Stamp Duty Exemption for First Home Buyers

This exemption allows eligible first-home buyers to save thousands by reducing or removing stamp duty costs, making it easier to step into the property market sooner.

3. First Home Owner Grant

A one-off payment available to eligible first-home buyers, designed to help with the cost of purchasing or building a new home and make home ownership more affordable.

4. First Home Super Saver Scheme (FHSSS)

This scheme lets eligible first-home buyers save money for a deposit inside their super fund, helping them take advantage of tax benefits and boost their savings faster for their first home.

5. Family Home Guarantee Scheme (Support for Single Parents)

The Family Home Guarantee helps eligible single parents (with at least one dependent) buy a home with as little as a 2% deposit, without needing to pay Lenders Mortgage Insurance — making home ownership more achievable.

How Much Money Do You Need to Buy Your First Home in Australia?

The cost of buying your first home goes beyond the deposit. You’ll also need to consider stamp duty, legal fees, inspections, and other upfront expenses. Knowing the full picture helps you plan and budget with confidence.

Government Grants & Schemes for First Home Buyers

Find out what support you qualify for in each Australian state and territory.

All information provided is valid and applicable until 1st October 2025.

General Eligibility Criteria

1. First Home Guarantee Scheme

2. Stamp Duty Exemption for First Home Buyers

3. First Home Owner Grant

4. First Home Super Saver Scheme (FHSSS)

5. Family Home Guarantee Scheme (Support for Single Parents)

How Much Money Do You Need to Buy Your First Home in Australia?

Helping You Access the Support You Deserve

Get free, easy-to-read guides covering stamp duty discounts, deposit support, and other government incentives.

Happy couple holding house keys in front of their new home, representing first home buyers.

Normally $1,499 - Yours FREE for a limited time!

First Home Buyer Course

Navigate the home buying process with confidence. This course covers everything from saving for a deposit to understanding contracts and settlement.

  • Follow a proven process from saving your deposit to signing the contract — no guesswork, just smart steps.

  • Build your dream team — learn who you need on your side (and how to avoid costly mistakes).

  • Understand key loan terms like LVR, LMI, pre-approval, and the traps to watch out for.

  • Search, inspect, and negotiate like a pro — with insider tips that keep you in control.

  • Make the most of government grants & schemes — learn what you’re eligible for and how to apply.

Unlock the Grants & Schemes You Qualify For —

See What’s Available in Your State

All information provided is valid and applicable until 1st October 2025.

First Home Buyer Course

Get the FREE step-by-step course that walks you through the entire buying process—from building your team to sealing the deal.

A couple sitting together and looking at a laptop screen with surprised and curious expressions, while a course page titled "First Home Buyer Course" is prominently displayed on the laptop screen beside them, featuring an “Enroll Now” banner joining the first home buyer course

What This Course Gives You

magnifying glass icon

A Clear, Step-by-Step Guide

Know exactly what to do—from saving and budgeting to making an offer and settling your first home.

an icon of person with shield beside

Understand the Home-Buying Process

We explain the key terms and steps in plain English—so you feel informed, not overwhelmed.

an icon of pointing finger up

Access Practical Tools That Actually Help

From budgeting to inspections, get easy-to-use resources to plan with confidence and stay on track.

Helping You Access the Support You Deserve

Get free, easy-to-read guides covering stamp duty discounts, deposit support, and other government incentives.

First Home Buyer Course

Normally $1,499 - Yours FREE for a limited time!

Happy couple holding house keys in front of their new home, representing first home buyers.

Navigate the home buying process with confidence. This course covers everything from saving for a deposit to understanding contracts and settlement.

  • Follow a proven process from saving your deposit to signing the contract — no guesswork, just smart steps.

  • Build your dream team — learn who you need on your side (and how to avoid costly mistakes).

  • Understand key loan terms like LVR, LMI, pre-approval, and the traps to watch out for.

  • Search, inspect, and negotiate like a pro — with insider tips that keep you in control.

  • Make the most of government grants & schemes — learn what you’re eligible for and how to apply.

Unlock the Grants & Schemes You Qualify For — See What’s Available in Your State

All information provided is valid and applicable until 1st October 2025.

fIRST hOME BUYER COURSE

First Home Buyer Course

Get the FREE step-by-step course that walks you through the entire buying process—from building your team to sealing the deal.

What This Course Gives You

magnifying glass icon

A Clear, Step-by-Step Guide

Know exactly what to do—from saving and budgeting to making an offer and settling your first home.

an icon of person with shield beside

Understand the Home-Buying Process

We explain the key terms and steps in plain English—so you feel informed, not overwhelmed.

an icon of pointing finger up

Access Practical Tools That Actually Help

From budgeting to inspections, get easy-to-use resources to plan with confidence and stay on track.

Meet Your Instructor:

Harleen Kaur

Founder & Director, Estate Seeker

With over a decade of experience in finance and business development, Harleen is the driving force behind Estate Seeker. She’s worked across banks, lenders, and partner networks, and is deeply passionate about helping Australians buy their first homes.

Armed with a Master of Commerce (Audit Honours) from the University of Sydney, she has led digital transformation and customer-first strategies within the industry. Harleen believes that homeownership isn’t just a transaction — it’s a life-changing decision, and she’s here to help you do it right.

Harleen Kaur, Founder and Director of Estate Seeker, professional headshot.
Win Square Finance logo – Lending and Commercial Finance Specialist

Proudly Sponsored by

Win Square Finance

Lending and Commercial Finance Specialist

Australia’s trusted experts in lending solutions—Win Square Finance helps first-time buyers, business owners, and investors secure tailored finance strategies that actually work. With deep industry expertise and a track record of results, they’re here to help you borrow smarter, not harder.

The Perfect Start for

First Time Buyers

Harleen Kaur, Founder and Director of Estate Seeker sharing Free Course for First Home Buyers in Australia

Access Today for $0 – Limited Time Only!

Here's what you get:

  • 10 video sections you can watch anytime (just 2–3 hours total)

  • Step-by-step guidance — from searching to negotiating and buying

  • Lifetime access to section materials so you can revisit them anytime.

  • Bonus #1: Appendix section packed with extra guides & key terms

  • Bonus #2: Access to our inbox — ask questions anytime, we’re here to help

Total value: $1499

Today Just $0

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Log In to Your Dashboard

Pick up where you left off — log in to access your course dashboard.

Note: Your login details were sent to your email after you signed up. Can’t find it? Check your spam or promotions folder — and make sure to save the login link for future access.

Free First Home Buyer Course promotion from EstateSeeker.ai, showing couple using laptop and online dashboard with real estate education modules

Already signed up?

Free First Home Buyer Course promotion from EstateSeeker.ai, showing couple using laptop and online dashboard with real estate education modules

Log In to Your Dashboard

Pick up where you left off — log in to access your course dashboard.

Note: Your login details were sent to your email after you signed up. Can’t find it? Check your spam or promotions folder — and make sure to save the login link for future access.

What they say about the Course

What they say about the Course

Frequently Asked Question

How long is the course?

The course is self-paced with 10 short, easy-to-follow video sections. The total duration is around 2–3 hours, and you’re free to revisit anytime that suits you.

Is this really free? What’s the catch?

Yes—it’s 100% free for a limited time. No hidden fees, no upsells. We believe education should be accessible for first-home buyers.

Do I need any background knowledge?

Not at all! This course is designed for absolute beginners. We explain everything in plain English, no jargon.

Is this course only for people ready to buy now?

Nope! Whether you’re 6 weeks or 6 months away, this course will help you prepare, plan, and avoid costly mistakes.

Can I ask questions if I get stuck?

Absolutely! You can reach out to us anytime if you have questions — we’re here to help. Plus, you’ll be part of a supportive space where we can guide you through anything you’re unsure about.

  • New South Wales

  • Victoria

  • Queensland

  • South Australia

  • Western Australia

  • Tasmania

  • Northern Territory

  • Australian Capital Territory

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